Vision Bankcard, Inc. Privacy Policy

 

Vision Bankcard, Inc. (“VISION BANKCARD”, “we”, “our”, “us”) values your privacy and endeavors to treat your personal information with due care and security. Our Privacy Policy sets forth the ways in which VISION BANKCARD obtains and uses your personal information. VISION BANKCARD reserves the right, without notice, to modify or eliminate all or a portion of this Privacy Policy at any time. By making use of the VISION BANKCARD application for merchant services, the VISION BANKCARD website, or any VISION BANKCARD product or service, you agree to the terms of the Privacy Policy in its ongoing form.

 

VISION BANKCARD may collect information directly from you in order to process your application for merchant services, provide VISION BANKCARD products or services, to administer customer service assistance, and/or to fulfill any legal or regulatory requirements. VISION BANKCARD may also obtain personal information as a result of a consumer’s financial transactions using the VISION BANKCARD product(s) or service providers, or through a merchant that uses the VISION BANKCARD products and/or services. With respect to any information a VISION BANKCARD merchant may provide, VISION BANKCARD will treat the information in accordance with the terms and conditions of the Merchant Processing Agreement and this Privacy Policy.

 

VISION BANKCARD may store the information that you provide. This information may include any and all information you provide as part of your application for merchant services, including your name, mailing address, e-mail address and telephone number, as well as certain interactive data such as the type of browser you use, the files you request, or the domain or IP address you use to access our website(s). If you supply us with personal data or request information from us, we may use your information to respond to your request.

 

VISION BANKCARD limits access to your personal information to those VISION BANKCARD employees and business clients that need the information in order to provide our products and services to you. If you are a VISION BANKCARD merchant, we may share your information with outside parties for such purposes as (by way of example and not of limitation) obtaining credit reports, performing customer verifications, and administering underwriting and risk management functions. We will disclose your information in response to a valid request issued by a court, government agency or regulatory authority.

 

When we have a direct customer relationship with you, we will strive to make information available to you about the general uses of the information we collect. Generally, we publish or link to this information on web pages at the point of sale, through privacy notices on our websites, and by other means specified by applicable state and federal laws.

 

When we obtain personal information as part of our direct relationship with you, we will not share this information with non-affiliated third parties, except in the following circumstances:

 

 

VISION BANKCARD employs industry-standard security measures to protect personal information collected against unauthorized access, disclosure, alteration or destruction. These measures may include, without limitation, encryption, restricted internal access, physical access security, and other technologies. VISION BANKCARD continually reviews and enhances its security systems in an ongoing effort to provide safe and secure treatment of its data.

 

By making use of the VISION BANKCARD products and/or services, you agree and acknowledge that VISION BANKCARD may route your transactions, provide your personal information, and/or create links to third-party providers and their systems and websites. VISION BANKCARD is not responsible for the content or privacy practices employed by these third-party providers, nor does VISION BANKCARD control or warrant the utility, merchantability, or workmanship of the products or services offered at third-party websites. You should review and understand the applicable privacy policy related to the operations of any such third party.

 

The examples contained in this Privacy Policy are illustrations only, and they are not intended to be all-inclusive. If your VISION BANKCARD account is terminated for any reason or if you become an inactive customer, our Privacy Policy will continue to apply. If you are a merchant using the VISION BANKCARD product(s) or service(s), this Privacy Policy applies to all accounts you may have with us, and it replaces all our previous disclosures to you about our information practices.

 

If you have any questions about the VISION BANKCARD Privacy Policy, please contact us using one of the methods available on the “Contact Us” page of the VISION BANKCARD website.

 

This VISION BANKCARD Privacy Policy is applicable to persons and entities making use of the VISION BANKCARD website, product(s), and/or services(s) in the United States of America and, to the extent allowed by law, the same terms and conditions hereof apply persons and entities located outside of the USA. However, additional terms and conditions under international laws and cross-border credit card association regulations may apply.